The Ultimate PayPal Fee Calculator
Instantly calculate PayPal fees for goods and services. Know exactly how much to ask for, or how much you'll receive, with our simple and accurate tool.
Calculate Transaction Fees
Based on a standard PayPal fee of 3.49% + $0.49.
Understanding PayPal Fees
Why are there PayPal fees?
PayPal charges fees to cover the cost of its services, including processing payments securely, providing customer support, and offering buyer/seller protection. These fees are standard for most online payment processors.
What is the standard fee?
The fee structure can vary based on the transaction type (goods and services vs. friends and family), currency, and country. For commercial transactions within the US, a common rate is a percentage of the transaction amount plus a small fixed fee. Our calculator uses a typical rate of 3.49% + $0.49, which is common for "Goods & Services" payments.
Who pays the fee?
Typically, the seller or the person receiving the money pays the fee. The fee is automatically deducted from the total amount sent. That's why it's crucial to calculate the fee beforehand if you need to receive a specific net amount, for example, when invoicing a client.
How does this calculator work?
Our tool performs two key calculations. It tells you how much to request from someone to end up with a specific amount after fees are deducted. It also shows you how much you'll actually receive if someone sends you a specific amount. This dual functionality helps you manage your transactions effectively and avoid losing money to unexpected charges.